Mortgage broker

Représentante Autonome

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Emmanuelle Jacques profile photo

Emmanuelle Jacques

Emmanuelle Jacques is an experienced mortgage broker known for her human, transparent, and results-driven approach.

After several years working in mortgage financing for a major bank, she chose to become an independent broker to offer her clients broader access to the best rates, products, and financing strategies available.

Her mission is simple: whether it’s your first home purchase, a refinance, or a mortgage renewal, Emmanuelle will guide you through every step of your real estate project with clarity, precision, and care.

Recognized for her personalized service, availability, and transparency, she ensures that every client fully understands their options and makes an informed, beneficial decision.

Based in the Greater Montreal area, Emmanuelle works with clients across Quebec.

Contact her today to discuss your project and discover the best mortgage solutions for your needs.

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Our services

Purchase icon

Purchase

Pre-approval icon

Pre-approval

Refinancing icon

Refinancing

Renovation icon

Renovation

Renewal icon

Renewal

Your mortgage broker’s work does not stop once financing is in place—they remain your ally for the entire term. They can help you to

  • Advise on loan changes that could save you money;
  • Help you benefit from in-term promotions;
  • Negotiate your renewal;
  • Plan the purchase of a second home or rental property;
  • Present financing options for upcoming renovations;
  • And much more

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Our mortgage rates*

As of October 07, 2026

4.64%

1 year | Closed fixed
Posted rate: 5.49%

4.29%

2 years | Closed fixed
Posted rate: 5.14%

4.39%

3 years | Closed fixed
Posted rate: 6.05%

4.50%

4 years | Closed fixed
Posted rate: 6.09%

4.54%

5 years | Closed fixed
Posted rate: 6.19%

3.50%

5 years variable | Variable
Posted rate: 4.45%

* Certain conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, security offered, or other factors. Please contact your Consortium Hypothécaire partner broker for more details.

Mortgage calculator

Emmanuelle Jacques profile photo

Emmanuelle Jacques

Mortgage broker
Représentante Autonome

Your mortgage details

Extending your loan to 25 or 30 years could lower your payments. Discuss it with your mortgage broker.
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Disclaimer: Figures shown are estimates for illustration only and are not a final offer. Actual values may vary based on your finances and the lender’s conditions. Your mortgage broker can recommend a solution suited to your situation and needs.

Mortgage summary
Loan insurance premium (down payment  %)
Mortgage amount*
Mortgage payment
Balance at end of mortgage term
Interest paid by end of mortgage term
Principal vs interest
Amortization schedule
Payment period Date Year Interest payment Principal payment Remaining balance

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