Gila Roy
Gila Roy – Mortgage Broker – North Shore of Montreal
With over 4 years of experience as a mortgage broker, I have the privilege of guiding my clients through one of the most important financial decisions of their lives: buying or managing a property. My mission is to provide comprehensive, personalized, and transparent support from start to finish.
I work with a network of more than 20 financial institutions, allowing me to compare a wide range of mortgage products and offer tailored solutions — whether it's for a first-time home purchase, refinancing, mortgage renewal, or navigating a more complex credit situation.
Before entering the mortgage industry, I spent over 20 years in the restaurant business, including several years as a manager and owner. This background has given me strong listening skills, a deep understanding of customer service, and a genuine commitment to the people I work with.
What sets me apart:
A service approach based on trust, financial education, and transparency
Ongoing availability to answer questions — even after your mortgage is approved
A commitment to optimizing every file to match each client's unique needs
Based on the North Shore of Montreal, I proudly serve clients all across Quebec, thanks to the flexibility of remote work. No matter where you are located, I can support you through every step of the mortgage process — efficiently and with ease.
My job isn’t just to get you a rate. It’s to guide you, empower you, and make sure you’re making the best decision for you.
Our services
Purchase
Pre-approval
Refinancing
Renovation
Renewal
Your mortgage broker’s work does not stop once financing is in place—they remain your ally for the entire term. They can help you to
- Advise on loan changes that could save you money;
- Help you benefit from in-term promotions;
- Negotiate your renewal;
- Plan the purchase of a second home or rental property;
- Present financing options for upcoming renovations;
- And much more
Our mortgage rates*
As of November 10, 2026
4.79%
1 year |
Closed fixed
Posted rate: 5.49%
4.54%
2 years |
Closed fixed
Posted rate: 5.24%
4.44%
3 years |
Closed fixed
Posted rate: 6.05%
4.39%
4 years |
Closed fixed
Posted rate: 6.09%
4.64%
5 years |
Closed fixed
Posted rate: 6.19%
3.90%
5 years variable |
Variable
Posted rate: 4.70%
* Certain conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, security offered, or other factors. Please contact your Consortium Hypothécaire partner broker for more details.
Mortgage calculator
Gila Roy
Gila Roy Hypothèques Inc
